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        <title>Denver Real Estate Blog</title>
        <link>http://www.thehomecart.com/blog/foreclosure-trends/</link>
        <description>Visit TheHomeCart.com for the latest property real estate news, market trends and available listings in the Denver MLS IDX. Review local market data, press releases, area maps, property photos and visual tours.</description>
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            <guid>http://www.thehomecart.com/blog/a-great-deal-or-a-disaster-waiting-to-happen.html</guid>
            <link>http://www.thehomecart.com/blog/a-great-deal-or-a-disaster-waiting-to-happen.html</link>
            <author>Info@TheHomeCart.com (TheHomeCart.com  )</author>
            <title>A Great Deal or a Disaster Waiting to Happen?</title>
            <description> <![CDATA[ With a housing market that continues to slump combined with constant news coverage of a foreclosure tidal wave, many buyers are looking to get in on the action. REALTORS&reg; across the nation have reported a trend in buyers hunting for that great deal on a foreclosed home.&nbsp; Although the current housing market provides some amazing homes at a great value, buying a foreclosed home can still be a risky venture. It is important to know the pros and cons of purchasing a foreclosure. First off t... ]]> </description>
            <pubDate>Wed, 25 Aug 2010 12:23:08 -0500</pubDate>
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            <guid>http://www.thehomecart.com/blog/denver-foreclosures-declined-46-in-past-year.html</guid>
            <link>http://www.thehomecart.com/blog/denver-foreclosures-declined-46-in-past-year.html</link>
            <author>Info@TheHomeCart.com (TheHomeCart.com  )</author>
            <title>Denver Foreclosures Declined 46% In Past Year</title>
            <description> <![CDATA[ Foreclosure filings in the Denver metro area declined nearly 46 percent in the first three months of 2009 from the same period a year ago, Denver Business Journal reported. The data is based on figures released by RealtyTrac, Inc. in its &ldquo;Metropolitan Foreclosure Market Report.&rdquo; The company is an Irvine, California-based marketer of foreclosure properties.Among the 203 large U.S. urban areas listed by RealtyTrac, the Denver-Aurora area ranked 60th in foreclosure filings in the first ... ]]> </description>
            <pubDate>Mon, 27 Apr 2009 15:39:20 -0500</pubDate>
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            <guid>http://www.thehomecart.com/blog/us-mortgage-rates-fall-to-4-decade-low.html</guid>
            <link>http://www.thehomecart.com/blog/us-mortgage-rates-fall-to-4-decade-low.html</link>
            <author>Info@TheHomeCart.com (TheHomeCart.com  )</author>
            <title>U.S. Mortgage Rates Fall To 4 Decade Low</title>
            <description> <![CDATA[ Borrowing money for home loans is now at its lowest level in almost four decades according to today's Denver Business Journal report.Freddie Mac says the average 30-year fixed-rate mortgage fell to 4.78 percent this week. This is a full 1 percent lower than a year ago and the lowest 30 year rate since Freddie Mac started track rates in 1971. Also, the average one year adjustable rate mortgage hit 4.75 percent this week.Frank Nothaft, Freddie Mac's chief economist, said &ldquo;Mortgage rates foll... ]]> </description>
            <pubDate>Thu, 02 Apr 2009 12:29:42 -0500</pubDate>
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            <guid>http://www.thehomecart.com/blog/denvers-foreclosure-situation-better-than-portrayed.html</guid>
            <link>http://www.thehomecart.com/blog/denvers-foreclosure-situation-better-than-portrayed.html</link>
            <author>Info@TheHomeCart.com (TheHomeCart.com  )</author>
            <title>Denver&#8217;s Foreclosure Situation Better Than Portrayed</title>
            <description> <![CDATA[ The Federal Reserve Bank of Kansas City released a study on March 4, 2009 that indicates the foreclosure situation in Denver is not as bleak as it is often portrayed, reports the Denver Business Journal. &nbsp;Findings in the Federal Reserve&rsquo;s study show:Although up to 46 percent of the adjustable-rate mortgage loans in the Denver area have yet to reset, the recent decline in short-term interest rates should make readjusted rates less painful for those borrowers. For example, the London In... ]]> </description>
            <pubDate>Sat, 14 Mar 2009 14:18:11 -0500</pubDate>
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            <guid>http://www.thehomecart.com/blog/colorado-fares-better-than-most-in-mortgage-delinquencies.html</guid>
            <link>http://www.thehomecart.com/blog/colorado-fares-better-than-most-in-mortgage-delinquencies.html</link>
            <author>Info@TheHomeCart.com (TheHomeCart.com  )</author>
            <title>Colorado Fares Better Than Most In Mortgage Delinquencies</title>
            <description> <![CDATA[ Although more Coloradans fell behind on their mortgages in the fourth quarter of 2008, the state fared better than most, according to the Mortgage Bankers Association.Colorado&rsquo;s delinquency rate ranked 42nd nationwide in the fourth quarter, with first being the highest rate and 50th the lowest. California, Florida, Nevada, Arizona and Michigan continue to dominate the delinquency numbers.In 2008, foreclosure activity fell in Colorado for the first time since the state began keeping records... ]]> </description>
            <pubDate>Wed, 11 Mar 2009 21:13:34 -0500</pubDate>
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            <guid>http://www.thehomecart.com/blog/more-than-half-of-last-years-foreclosures-occurred-in-only-35-counties.html</guid>
            <link>http://www.thehomecart.com/blog/more-than-half-of-last-years-foreclosures-occurred-in-only-35-counties.html</link>
            <author>Info@TheHomeCart.com (TheHomeCart.com  )</author>
            <title>More Than Half of Last Year&#8217;s Foreclosures Occurred In Only 35 Counties</title>
            <description> <![CDATA[ Thirty-five counties representing about 20 percent of U.S. households accounted for more than 50 percent of last year&rsquo;s foreclosures, reports USA Today writer Brad Heath. And about 25 percent of them took place in eight counties in Arizona, California, Florida and Nevada. Spread over a dozen states, the 35 counties had more than 1.5 million foreclosure actions last year. That number is more than the foreclosures recorded in the entire country in 2006.In contrast, in more than 650 other cou... ]]> </description>
            <pubDate>Tue, 10 Mar 2009 17:09:41 -0500</pubDate>
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            <guid>http://www.thehomecart.com/blog/colorado-foreclosure-trends.html</guid>
            <link>http://www.thehomecart.com/blog/colorado-foreclosure-trends.html</link>
            <author>Info@TheHomeCart.com (TheHomeCart.com  )</author>
            <title>Colorado Foreclosure Trends</title>
            <description> <![CDATA[ On August 5, 2008, the Colorado Division of Housing reported
foreclosure filings rose in the second quarter of 2008 however the rate
of increase is moderating.

The number of foreclosure filings provides a sound view of how many
borrowers have become seriously delinquent and/in default on their home
loans.

During the first quarter of 2008, 11,630 foreclosure filings were
reported by Colorado public trustees.&nbsp; And, in the second quarter, the
public trustees reported 10,875 foreclo... ]]> </description>
            <pubDate>Thu, 16 Oct 2008 20:45:11 -0500</pubDate>
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